Most Florida roof repairs cost between a few hundred dollars and a few thousand. A cracked pipe boot or small flashing fix sits at the low end; a failed valley, soft decking, or tile that has to be lifted costs more. Nobody can price it fairly without seeing it, so our inspection and written estimate are free.
The usual worry with a leak is a roofer who turns one wet spot into a whole new roof, or a small number that keeps growing once the shingles come off. This page walks through what sets the price, what nobody can know from the driveway, and where insurance and Florida's 25% rule come in.
Six things: how much of the roof is damaged, how high and steep it is, what it's made of, how far the water got, how hard it is to reach, and whether it needs a tarp first.
One cracked pipe boot is a small job. Storm damage across a whole slope is a big one. A large enough repair can also trip Florida's 25% rule, which we cover below.
A two-story house or a steep roof takes more safety gear, more setup and more time. The same flashing fix costs less on a low, one-story ranch.
Shingles are the simplest to patch. Tile has to be lifted, matched and reset by hand. Metal panels are sometimes a special order, and flat roofs get patched a different way altogether.
Water can run along the framing before it shows on your ceiling, soaking wood on the way. Soft or rotten decking has to be cut out and replaced. Read how to tell if your roof deck is damaged.
A leak over a lanai, above a pool cage or down a tight side yard is slower to reach and slower to protect. Ladders, tarps and materials all have to get up there without wrecking anything on the way.
If water is pouring in, the first visit may be a tarp, with the permanent fix after. That's two trips instead of one. We respond the same day to active leaks and offer 24/7 emergency roof tarping.
Most repairs fall between a few hundred dollars and the low thousands, depending on the repair and what turns up underneath. Here's how the common ones rank, smallest to largest.
| Repair | What the fix involves | Where it tends to land | What can push it up |
|---|---|---|---|
| Pipe boot (the rubber collar around a plumbing vent) | Replace the boot and reseal around the pipe | Low end | Soft wood around the pipe; tile that has to come up first |
| A few lifted or missing shingles | Replace them and seal them down | Low end | Old shingles that crack when lifted; damage spread wider |
| Flashing at a wall or chimney | Replace or reseal the metal where the roof meets the wall | Low end to middle | A long run of wall; rotten wood behind it |
| Flat roof seam or blister | Cut out the bad spot and patch or reseal it | Low end to middle | Water trapped under the membrane |
| Cracked or slipped tile | Swap broken tiles and reset slipped ones | Low end to middle | Failed underlayment, so a section gets lifted and re-underlaid |
| A valley (where two slopes meet) | Open it up, replace what's under it, and re-lay the covering | Middle to higher end | Rotten decking; a steep or two-story roof |
| A section of rotten deck | Remove the covering, replace the soft plywood, and rebuild on top | Higher end | How far the rot spread, unknown until it's opened |
Small flashing or pipe-boot repairs are typically a few hundred dollars. Most leak repairs we quote land in the low thousands. A failed valley, a section of rotten deck, tile that has to be lifted and re-underlaid, or storm damage across a slope runs higher. We quote every job in writing after we've seen it, because two pipe boots on two houses can land in very different places.
Because what sets the price is what you can't see from the ground: wet decking, how far the water ran, and whether the damage crosses Florida's 25% line. A number given before anyone looks is a guess.
A stain in the living room can start at a pipe boot near the ridge, with water soaking the wood the whole way down. The boot is a small fix. The soaked wood isn't. A price given from the driveway can't include what's under the shingles, so it either leaves that out or guesses at it.
Here's what we can do first:
Send a picture of the stain or the damage to (941) 345-0072. We can often tell you if it looks like a small fix.
The free inspection is drone-assisted, so we can see slopes, valleys and pipes you can't see from the ground. You keep the written photo report.
The written estimate comes before any work, with each item listed, so you can hold it up next to anyone else's quote.
Repair when the roof has years left, the damage is in one area, and the underlayment under it is still sound. Start pricing a replacement when the wear is everywhere, the leaks keep coming back, or the repair would cross Florida's 25% line.
We'd rather fix a roof than sell you one. A first leak at one pipe, on a roof with years left, is a repair. A third leak in a new spot, on a roof your insurer is already asking about, is a sign your money is better spent on the next roof.
The Florida Building Code, Existing Building, section 706.1.1 says: "Not more than 25 percent of the total roof area or roof section of any existing building or structure shall be repaired, replaced or recovered in any 12-month period unless the roof covering on the entire existing roof system or roof section is replaced or recovered to conform to the requirements of this code." Fix too much of one roof in a year, and the whole roof or section can have to meet today's code.
There's an important exception. Under a 2022 state law, Florida Statutes section 553.844(5), if your roof or roof section was built, repaired or replaced in compliance with the 2007 Florida Building Code or later, only the part being worked on has to meet current code, even at 25% or more. The 2007 code took effect March 1, 2009, so your roof's age is a good first clue. Our post on the 25% roof rule walks through examples. If you're near the line, ask for both prices in writing.
If replacement is the right answer, it's a different price: roughly $20,000 to $60,000+ depending on the roof's size and material, quoted individually. Our breakdown of Florida roof replacement costs covers what drives that number.
If a covered event like a windstorm caused the damage, your policy usually pays for the repair minus your deductible. If the roof simply wore out, it usually doesn't. A repair that costs less than your deductible gets nothing from a claim.
According to the Insurance Information Institute, a standard policy "will not pay for damage caused by a flood, earthquake or routine wear and tear." So many roof claims come down to one question: did the storm do this, or did age? See what it means when an adjuster calls it wear and tear.
Florida insurers must offer hurricane deductibles of $500, 2%, 5% and 10% of your dwelling limit (on dwelling limits of $250,000 or more, the $500 option isn't required). The percentage is figured from your dwelling limit, not from the size of the damage, and it applies once per calendar year to all your covered hurricane losses.
| Deductible you chose | What you pay before the policy pays |
|---|---|
| 2% | $6,000 |
| 5% | $15,000 |
| 10% | $30,000 |
With a 2% deductible on a $300,000 dwelling limit, the first $6,000 of hurricane damage is yours, so a smaller repair is usually cheaper to pay for yourself than to claim.
Florida law gives you 1 year after the date of loss to report a new or reopened claim, and 18 months for a supplemental claim, for any kind of damage (section 627.70132). For a hurricane, the date of loss is the day it made landfall.
We photograph the damage and work alongside your adjuster, but we're not a public adjuster or an insurance agent. For the full picture, see what homeowners insurance covers on a Florida roof.
Yes. The drone-assisted inspection, the written photo report and the written estimate cost nothing. There's no trip fee and no diagnostic fee.
We do it this way because you can't make a good decision on a number you can't check. With the photos in hand, you can see the problem yourself, get a second opinion if you want one, and decide without anyone waiting in your driveway for a signature. You can book it on our free roof inspection page.
There's no deposit on repairs. We take cash, check, credit card, Zelle and Venmo, and financing is available for qualified homeowners. Repairs carry a 1-year workmanship warranty unless the contract notes otherwise.
Financing runs through Ygrene and Synchrony Bank; ask us whether your repair qualifies before you count on it. Any manufacturer warranty on the materials passes through to you in full. Every job follows a crew checklist and gets a photo report, and Josh reviews those reports daily.
Sometimes. Manatee County requires a permit for new roofs and re-roofs, and the Florida Building Code's list of permit-exempt work leaves roofing out.
A state law that took effect July 1, 2026 (section 553.79(1)(g)) lets single-family homeowners ask their local building department, in writing, to exempt some work valued under $7,500. It excludes structural, electrical, plumbing, mechanical and gas work, and it doesn't apply in flood hazard areas. Whether roofing counts is still unsettled, so we don't assume. We pull a permit whenever one is required.
"Josh was very thorough diagnosing a hard-to-find leak on a tile roof, after 2 other roofing companies tried but failed to catch the problem. Josh discussed next steps including scope of work, potential extra charges (phew, none actually), and scheduled immediately."Mark R.Tile roof leak repair, Florida Gulf Coast
"After a recent storm, I was worried about the extent of the damage, but their team quickly assessed the situation and provided a comprehensive repair plan. They were transparent about the costs and kept me informed throughout the process."Gilberto M.Storm damage repair (Facebook review)
"I called and spoke to Will about doing a roof repair that I needed done for a 4-point inspection and needed it done quickly. Will was very responsive to my needs and after describing what I needed and sending him some photos, he was able to give me a price that was fair and we set up a date and time on his schedule."Ron L.Roof repair, Florida Gulf Coast
Often, for the same size problem. Tile has to be lifted, matched and reset by hand, and fixing anything underneath means taking tile off first. A few cracked tiles on an otherwise sound roof can still be a small job.
It can. The longer water gets in, the more wood it can soak, and rotten decking is what pushes a repair toward the higher end. If water is coming in right now, read what to do while your roof is leaking.
Get the free written estimate first and hold it up against your deductible. If the repair costs less, a claim pays nothing toward it, and finding that out cost you nothing. If the numbers are close, the photo report gives you and your adjuster the same pictures to work from.
Line by line. Check that both fix the same thing with the same materials, and that both say whether a permit is included and what the warranty covers. A lower price that skips the rotten wood under the leak usually means a second repair later.
Free drone-assisted inspection and a written photo report you keep. No trip fee, no diagnostic fee, and no deposit on repairs.
Leave your name and number. We typically call back the same day during business hours. Consent to texts is not required.
