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Roofing Tips & Guides for Florida Homeowners

Practical information on roof inspections, storm damage, insurance claims, Florida building code, and choosing the right roofing material for the Gulf Coast climate.

May 11, 2026

How to Read Your Florida Wind Mitigation Report

Form OIR-B1-1802 can save you $500 to $900 per year on homeowner's insurance. Here's what each field means and what scores get the biggest discounts.

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May 11, 2026

Florida's 25% Roof Rule: Repair or Replace?

Florida Building Code Section 706.1.1 says if more than 25% of a roof is damaged, the whole roof must be replaced. Here's what that means for your wallet.

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May 11, 2026

First 24 Hours After Hurricane Roof Damage

The steps you take immediately after a hurricane protect both your home and your insurance claim. A practical, Florida-specific guide for homeowners.

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May 23, 2026

How Much Does a Roof Replacement Cost in Florida?

Two identical-looking houses can have very different replacement costs. Six factors explain why, and knowing them helps you read any quote with confidence.

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May 23, 2026

How to Tell If a Roofer Is Being Honest with You

Seven red flags to watch for, seven signs of a trustworthy contractor, and how to verify a Florida roofing license in under two minutes.

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May 23, 2026

Florida Roof Age and Insurance: What Homeowners Need to Know

Florida law changed in 2022. Here is what the 15-year inspection trigger, the 5-year useful-life rule, and RCV vs. ACV actually mean for your policy.

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May 23, 2026

Metal Roof vs. Shingle: Which Do Florida Insurers Prefer?

The answer depends on the form OIR-B1-1802 and how your roof was installed. A clear breakdown of how carriers score each material for wind risk.

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May 23, 2026

What Not to Say to a Roof Insurance Adjuster

Six phrases that can shrink your payout or void your claim, plus the Florida statute deadlines every homeowner should know before the adjuster arrives.

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May 23, 2026

What Color Roof Increases Home Value in Florida?

Neutral tones, solar reflectance ratings, and fade-resistant coatings all factor in. What Gulf Coast buyers actually respond to at resale.

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