Ask for the Florida license number and check it yourself, proof of liability and workers' comp insurance, a written itemized estimate, who pulls the permit, what both warranties cover, how much deposit they want, how long the job takes, and who you call if something goes wrong. The answers tell you more than the price.
Most people end up comparing roofers on the total at the bottom of the estimate. That number is easy to compare and hard to trust on its own. Below are the questions worth asking, what Florida law says about the answers, and how we answer each one ourselves.
Ask for the Florida license number and proof of insurance. The law puts the number on every bid and contract, and a licensed roofer must swear to the state that it carries liability and property damage insurance, plus workers' comp as state law requires.
The license number is the one answer you can check yourself. Under Florida Statutes section 489.119(5)(b), it must appear "in each offer of services, business proposal, bid, contract, or advertisement, regardless of medium." Then look up the roofer's Florida license and make sure the business on the record matches the company on your contract.
Next, ask for certificates of insurance. Section 489.115(5)(a) requires contractors to attest to "workers' compensation insurance as required by chapter 440, public liability insurance, and property damage insurance" when they get or renew a license. For roofers, the licensing board's minimums are $100,000 in public liability and $25,000 in property damage.
Under section 440.02's definition of employment, a construction business with even one employee must carry it, and you can confirm coverage on the state's workers' comp proof of coverage search. If they say they're exempt, ask who covers the crew. An exempt owner doesn't count as an employee, the Division of Workers' Compensation says, but a hired worker does.
Our license is CCC1331076, a Certified Roofing Contractor license. The state record read Current, Active when we checked it on September 22, 2026, with Coastline Roofing Company, LLC on it. We carry general liability and workers' comp coverage on every crew.
A written, itemized price, plus the lines that change the price later: materials, underlayment, flashing, a rate for rotten wood, the permit, cleanup and warranty. Home contracts over $2,500 also need notices that Florida law requires.
A single number on a business card isn't an estimate. If the roof is going through an insurance claim, Florida Statutes section 489.147(2)(e) bars a contractor from giving you a repair agreement "without providing a good faith estimate of the itemized and detailed cost of services and materials for repairs undertaken pursuant to a property insurance claim." Ask for the same detail on any roof job.
| Line | What to ask |
|---|---|
| Roofing material | Which product exactly, and what wind rating does it carry? |
| Underlayment | What goes under the roof, and does it cover the whole deck? |
| Flashing | Is new metal flashing included around walls, pipes and vents? |
| Rotten wood | What do you charge per sheet of bad plywood? |
| Permit and cleanup | Is the permit in this price? How and when do you clean up? |
If one is missing, ask why before you sign. We're a roofing contractor, not a lawyer, so take questions about a contract you've already signed to a licensed attorney.
Every estimate we write is itemized line by line, and our replacement quotes are good for 30 days, so you have time to compare.
Ask how much is due at signing and what it pays for. In Florida, a contractor who takes more than 10 percent of the price up front on a home must apply for permits within 30 days and start work within 90 days after they're issued.
That's Florida Statutes section 489.126(2)(a). Either deadline can stretch if the contractor has just cause or you agree in writing to a longer period, so read any clause that pushes the permit or start date out.
No deposit on repairs. Large roof replacements take a deposit. We accept cash, check, credit card, Zelle and Venmo, and qualified homeowners can finance through Ygrene or Synchrony Bank.
Your roofer should. A new roof needs a building permit, and in Manatee County the county inspects the roof partway through and again at the end. Ask who applies for the permit and when each inspection happens.
Florida Statutes section 553.79(1)(a) makes it unlawful to alter or repair a building without first getting a permit, unless another law says otherwise. Manatee County's roof inspection checklist for contractors, which covers residential roof replacements, calls for a dry-in inspection while all of the underlayment and flashing are still in view, then a final once the roof is complete and the debris is cleaned up. Tile adds an in-progress inspection between the two, and other counties set their own schedules.
We pull every required county permit and coordinate the final county inspection. For the full sequence, see what to expect during a roof replacement.
Ask how long it takes, what happens if it rains, how cleanup works, who checks the work, and who you call with a problem. Good answers are specific.
Get the timeline before the job starts. Most of our single-family replacements take 1 to 3 days, usually 2 to 3, weather permitting. Larger homes, complex roofs and tile can run 3 to 5.
Ask how the crew keeps water out once the old roof is off. Listen for drying in: getting new underlayment, the waterproof layer under the finished roof, over the open deck quickly.
We keep a dumpster on the property, clean up the yard each evening, and run a magnetic sweep for nails.
Ask who will be on your roof and how the work gets checked. Our crews follow a checklist, and Josh reviews every job's photo report.
Get a name and a number, not a contact form. We answer every call we can, and if we miss it we call back the same day. Active leaks get a same-day response.
Read recent reviews from homeowners near you. We hold a 4.7 star rating on Google from 65+ reviews. A few customer reviews are below.
Two, both in writing: a workmanship warranty from the roofer for the installation, and a manufacturer warranty for the materials. Ask how long each lasts and who you call to use it.
| Warranty | Who backs it | What to ask |
|---|---|---|
| Workmanship | The roofing company | How many years, and what it covers |
| Manufacturer | The company that made the shingles, tile or metal | Which product warranty applies to your roof |
A workmanship warranty is only as good as the company behind it, so ask how long they've been in business. We were founded in 2016 and have put on more than 2,000 roofs.
Roof replacements come with a 5-year workmanship warranty. Repairs get 1 year unless the contract notes otherwise. Manufacturer warranties are passed through to you in full.
Walk away if the license doesn't match the company, the price isn't in writing, you're pushed to sign today, or the roofer offers to cover your deductible or take over your insurance benefits.
For the longer list of warning signs, read how to tell if a roofer is being honest with you.
Already signed after a storm? Under section 489.147(6)(a), if your home is in the area of a Governor's state of emergency declaration and you signed a roof contract within 180 days of the events it covers, you can cancel without penalty within 10 days of signing or by the official start date (when installation begins, a permit is issued or a temporary repair is made), whichever comes first.
"I quoted 5 roofers, they had the best price and materials used by far. They gave an honest price when everyone else was high from being so busy after the hurricane. We had all new decking and fascia redone. They used plywood where everyone else quoted the cheaper wood. They also provided me with a 5-year workmanship guarantee where everyone else provided one year."Rolando B.Post-hurricane roof replacement (Facebook review)
"Highly recommend. Great communication. Great quality of work and very personable. Easy to work with. Will use again for home renovations."Justin S.Roofing customer, Florida Gulf Coast
"Coastline Roofing Company was awesome. They made the process so easy, they were on time and fast and exceeded my expectations."Dave C.Roofing customer, Florida Gulf Coast
Not by itself. Two quotes can differ because one includes new flashing or a per-sheet rate for rotten wood and the other leaves it out. Line the estimates up item by item before you compare totals.
Call your insurer to verify coverage before you sign. A contractor can't interpret your policy or adjust your claim unless licensed as a public adjuster (section 489.147(2)(d)). We're not a public adjuster or an insurance agent. We document the damage with photos and work alongside your adjuster.
It can happen, because nobody sees every sheet of the roof deck until the old roof is off. A per-sheet rate in the estimate means you know the price before anyone finds a bad sheet. Ask to see photos of any wood they replace.
Yes. Our free roof inspection is drone-assisted, with a written photo report you keep and no trip or diagnostic fee. Sometimes the right answer is a repair, not a new roof.
Ask us every question on this page. The inspection is free and drone-assisted, with a written photo report you keep, no trip fee and no diagnostic fee.
Leave your name and number. We typically call back the same day during business hours. Consent to texts is not required.
